The bank claimed that the Stuuckas were late because they had not made monthly payments by the due date and demanded payment of the balance due, interest and legal fees. Id. I was at another address that I paid fully, and I didn`t send payments from my last one. The plaintiff`s lawyers had already filed a complaint against me for another creditor. As soon as I accessed my credit information as a result of their previous complaint, I saw that this account had been taken into default with another account that I had never opened or used. I filed a police report for identity theft. The fraudulent account was reviewed, the fraud was confirmed and eventually withdrawn. So long speech, brief sense, I think the plaintiff`s lawyers had my current mailing address bc of the other account/complaint they had previously represented. .